Duke Street in Fredericksburg, VA

VSCLT has begun an exciting new partnership with Greater Fredericksburg Habitat for Humanity to acquire and renovate homes for sale to low-income Habitat homebuyers.

VSCLT and Habitat share a vision of creating permanently affordable homes through the innovative CLT model. VSCLT retains ownership of the land and sells the home to income-qualified families, reducing costs, lowering down payments, and easing monthly mortgage burdens—ultimately empowering families to build lasting equity and stability.

Together, our partnership on the Duke Street property combines Habitat's hands-on homebuilding expertise with VSCLT’s sustainable affordability model. This collaboration ensures that families not only have safe, quality homes but also long-term financial security and community stability.

Overview

Rendering of 206 Duke Street after rehabilitation by Greater Fredericksburg Habitat for Humanity.

To qualify to purchase a Fredericksburg Habitat VSCLT home, applicants should meet the following minimum qualifications:

  • Homebuyers must meet Fredericksburg Habitat’s program requirements. Please see this chart for more information.

  • Homebuyer must receive a pre-qualification letter from an approved CLT lender (VSCLT can provide a list of lenders after you apply for the program).

  • Homebuyer must indicate that they understand the home will be placed in a CLT and, as such, has program requirements that apply to the use and the future resale of the home.

To begin the application process, to ask further questions, or register for an upcoming info session, please visit Habitat’s website or contact them for more information.

Qualifications

Please see the following resources to learn more about Villa Heights, VSCLT, and the Community Land Trust Model:

Resources